Medical Insurance

Included in the Program Fee is Mandatory Medical Insurance for International Students studying in Delta School District. There are different medical plans depending on the length of the study term.

When the student ceases to be part of Delta School District’s International Program, Delta procured medical insurance is cancelled and insurance becomes the responsibility of the student and parents/guardian.

 

For Long Term Students (more than 6 months)

Medical Services Plan (MSP) coverage is required by law for all BC residents. International students studying for 6 months or longer are covered by MSP. There is a three month waiting period before MSP coverage begins (starting once the student arrives), so students will be covered by private medical insurance (Student Guard) during this waiting period.

See Medical Services Plan (MSP) showing coverage details:

Medical Services Plan Brochure (English)

Students studying for multiple years are required to pay for MSP during the summer months even if they return home for the summer.

Students on MSP will also have additional benefits called Guard Me Plus BC. This top up plan includes some extra benefits which are outlined here:

GuardMe PLUSBC Summary (English)

Students leaving the province for vacations or other purposes may be required to  buy additional medical insurance. Responsibility for this lies with the student and parents.

 

For Short Term Students (less than 6 months, including Summer Programs)

Student Guard is a private medical insurance plan that will be used for full year students during their three month waiting period for MSP coverage. It will also be the sole insurance used for any short term students who are studying for less than 6 months.

See coverage details at Student Guard in multiple languages:

GuardMe Policy English)

GuardMe Policy (Spanish)

GuardMe Policy (Portuguese)

GuardMe Policy (German)

GuardMe Policy (Italian)

GuardMe Policy (Japanese)

GuardMe Policy (Korean)

GuardMe Policy (Chinese)

 

Instructions on submitting Guard.Me Claim:

Making a GuardMe Claim